Why pay rent when you can
buy a home with no out-of-pocket expenses?

 FHA financing let’s you buy a home with as little as 3% down and that down
payment can come from a third party or family member in the form of a gift.
 There are no income restrictions, and you don’t have to be a first time homebuyer to qualify for FHA financing.
 You don’t need perfect credit to qualify for FHA financing.
 30 year fixed FHA mortgage rates are at historic lows.
 Home prices are lower than they’ve been in 4-5 years.
 A parent, sibling or other family member may help you qualify for the mortgage as a non-occupant co-borrower.

In today’s market, sellers are eager to contribute up to, and in some cases, more than 6% of the purchase price to help cover the requisite 3% down payment and closing costs. Now is the time to take advantage of:

 Low interest rates.
 Seller’s willingness to negotiate.
 The best housing prices and inventory in several years.

If you are spending $1,500/m in rent, you may be able to afford a condominium or home priced in the $165,000 to $175,000 range for about the same amount each month. According to the latest Realtor multiple listing service figures, there are 35+/- properties listed in the Lakewood Ranch area in this price range.

To learn more about this terrific homebuyer program and the flexibility and options available to you, feel free to call or e-mail for more information:

If you would like to have more information ...Harry is our in house mortgage broker.
Feel free to contact him directly.

Harry Fager
Private Mortgage Banker
MSC Mortgage Company
An affiliate of Wells Fargo Home Mortgage
(941) 951-6660